Stashfin — review & key facts

Digital lending app (LSP) · loans issued by Akara Capital Advisors Private Limited

✓ Regulated entity identified

Visit Stashfin's official site →

Last checked 21 Aug 2026

Fact sheetevery field shows its verification state — no silent blanks

Public name

Stashfin

✓ Verified

Legal lender

Akara Capital Advisors Private Limited

✓ Verified

App ↔ entity relationship

Site states: "Stashfin Application (a trademark of EQX Analytics Private Limited) is a digital lending application (DLA) of Akara Capital Advisors Private Limited (NBFC) and other lending partners."

✓ Verified

RBI evidence

Akara Capital Advisors Private Limited labeled "(NBFC)" on-site, with a link to an NBFC registration certificate PDF.

✓ Verified

Loan amount

Up to ₹5,00,000

✓ Verified

Tenure

3–48 months

✓ Verified

Interest & APR

"0% for up to 30 days. 0%–39% rates applicable after the interest-free period"; APR range separately cited as 10%–45%

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Processing fee

Transaction Fee: 3% + 18% GST

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Service fee

Platform Fee: 2.85% + 18% GST

✓ Verified

Late-payment fee

—

— Not disclosed

Prepayment / foreclosure

NIL (no prepayment/foreclosure charges stated)

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KFS

—

— Not disclosed

Eligibility & KYC

Age 18–59; salaried or self-employed; credit score fair (730+ typical, exceptions may apply); KYC via PAN, Aadhaar, selfie, address proof, bank statements

✓ Verified

Disbursal route

—

— Not disclosed

Repayment route

—

— Not disclosed

Grievance contact

Grievance email found on the main product page; dedicated /grievance-redressal page is client-rendered and could not be fetched for officer name/address.

✓ Verified

VerifiedAkara Capital Advisors Private LimitedKFS: not-foundLast checked: 2026-08-21View source →

Editorial assessment

Stashfin is a digital lending app (LSP); loans are issued by Akara Capital Advisors Private Limited. Its official site publishes most of the core loan terms — compare the figures below against other lenders before applying. A grievance escalation contact is published on its official site.

By RupeeRahi Editorial · reviewed 21 Aug 2026 · our methodology

Contact & registered office

Customer care+911246981222

Registered office18th Floor, MAGNUM GLOBAL PARK, Golf Course Ext Rd, Sector 58, Gurugram, Haryana 122098 (per Google Business Profile listing "Stashfin: Personal Loans & Corporate Bonds", not the lender's own official page)

Grievance & complaints

Grievance email found on the main product page; dedicated /grievance-redressal page is client-rendered and could not be fetched for officer name/address.

Not resolved in 30 days? RBI Ombudsman route →

Alternatives to compare

Airtel Finance

Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited

Personal Loan (Flexi Credit): marketed 'up to ₹1000000 Instant Loan' (site also references up to ₹9-10 lakh range) · 'Interest @ 12.75% p.a.' shown as a starting/from rate; actual rate varies by matched partner lender

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CASHe

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₹15,000 to ₹3,00,000 · 3 to 18 months

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Which loans is Stashfin on?