Airtel Finance — review & key facts

Digital lending app (LSP) · loans issued by Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited

✓ Regulated entity identified✓ KFS available

Visit Airtel Finance's official site →

Last checked 21 Aug 2026

Fact sheetevery field shows its verification state — no silent blanks

Public name

Airtel Finance

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Legal lender

Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited

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App ↔ entity relationship

Airtel Finance is a lending marketplace/LSP, not a direct lender for most loans; its 'Lending Partners' page names 8 RBI-regulated lenders (including Airtel's own NBFC, Airtel Money Limited).

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RBI evidence

Site references the RBI Complaint Management System portal (cms.rbi.org.in) for grievance escalation and notes an 'Ombudsman Officer appointed by RBI' for at least one partner (Bajaj Finance).

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Loan amount

Personal Loan (Flexi Credit): marketed 'up to ₹1000000 Instant Loan' (site also references up to ₹9-10 lakh range)

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Tenure

—

— Not disclosed

Interest & APR

'Interest @ 12.75% p.a.' shown as a starting/from rate; actual rate varies by matched partner lender

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Processing fee

2–5% + GST

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Service fee

—

— Not disclosed

Late-payment fee

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— Not disclosed

Prepayment / foreclosure

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— Not disclosed

KFS

Application flow lists 'KFS & Disbursal' as a step

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Eligibility & KYC

100% online process, 'Instant KYC', minimal documentation stated

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Disbursal route

Marketed as instant/within 30 minutes; site also states actual transfer can take up to 24 hours

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Repayment route

—

— Not disclosed

Grievance contact

Nitin Grover (Nodal Grievance Redressal Officer) · nodalofficer.loans@airtel.com

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VerifiedMarketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money LimitedKFS: availableLast checked: 2026-08-21View source →

Editorial assessment

Airtel Finance is a digital lending app (LSP); loans are issued by Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited. Its official site publishes most of the core loan terms — compare the figures below against other lenders before applying. A grievance escalation contact is published on its official site.

By RupeeRahi Editorial · reviewed 21 Aug 2026 · our methodology

Contact & registered office

Customer care121 (Airtel Thanks helpline)

Emailwecare.financialservices@airtel.in

Corporate officeAirtel Center, Plot no. 16, Udyog Vihar Phase IV, Gurgaon – 122015

Grievance & complaints

Grievance Redressal Officer: Nitin Grover (Nodal Grievance Redressal Officer)

nodalofficer.loans@airtel.com · Airtel Center, Plot no. 16, Udyog Vihar Phase IV, Gurgaon – 122015

Not resolved in 30 days? RBI Ombudsman route →

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Which loans is Airtel Finance on?