LazyPay — review & key facts
Digital lending app (LSP) · loans issued by PayU Finance India Private Limited
✓ Regulated entity identified
Fact sheetevery field shows its verification state — no silent blanks
Public name
LazyPay
✓ Verified
Legal lender
PayU Finance India Private Limited
✓ Verified
App ↔ entity relationship
Officially-hosted PDFs (on images.lazypay.in and assets.payufin.com) confirm "GRIEVANCE REDRESSAL POLICY OF PAYU FINANCE INDIA PRIVATE LIMITED." LazyPay's own web pages returned 403 to direct fetch.
✓ Verified
RBI evidence
PayU Finance operates under RBI regulation; grievance document lists RBI (NBFC Ombudsman, Mumbai) complaint contact.
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Loan amount
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— Not disclosed
Tenure
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— Not disclosed
Interest & APR
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— Not disclosed
Processing fee
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— Not disclosed
Service fee
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— Not disclosed
Late-payment fee
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— Not disclosed
Prepayment / foreclosure
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— Not disclosed
KFS
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— Not disclosed
Eligibility & KYC
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— Not disclosed
Disbursal route
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— Not disclosed
Repayment route
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— Not disclosed
Grievance contact
Mr. Suraj Sapte (Level-2 / first appeal) · 080-6908 1112 · wecare@payufin.com
✓ Verified
Editorial assessment
LazyPay is a digital lending app (LSP); loans are issued by PayU Finance India Private Limited. Its official site did not publish loan amount, tenure, rate or fee figures in the pages we reviewed — ask for the Key Facts Statement before you apply. A grievance escalation contact is published on its official site.
Contact & registered office
Customer care+912067314111
Registered officeEmpresa Building, Office No. 102, Second Road, Khar West, Mumbai, Maharashtra - 400052
Grievance & complaints
Grievance Redressal Officer: Mr. Suraj Sapte (Level-2 / first appeal)
Not resolved in 30 days? RBI Ombudsman route →Alternatives to compare
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Personal Loan (Flexi Credit): marketed 'up to ₹1000000 Instant Loan' (site also references up to ₹9-10 lakh range) · 'Interest @ 12.75% p.a.' shown as a starting/from rate; actual rate varies by matched partner lender
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