Kissht — review & key facts

Digital lending app (LSP) · loans issued by Si Creva Capital Services Private Limited

✓ Regulated entity identified✓ KFS available

Visit Kissht's official site →

Last checked 21 Aug 2026

Fact sheetevery field shows its verification state — no silent blanks

Public name

Kissht

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Legal lender

Si Creva Capital Services Private Limited

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App ↔ entity relationship

Kissht's own FAQ states: "Kissht's NBFC partner is Si Creva Capital Services." Confirmed independently on Si Creva Capital's own official site.

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RBI evidence

Si Creva Capital Services Private Limited is "a Middle Layer Non-Deposit taking NBFC" registered with RBI under Registration No. N-13.02129 (CIN U65923MH2015PTC266425), per sicrevacapital.com.

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Loan amount

Up to ₹5,00,000

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Tenure

6 to 60 months

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Interest & APR

Starting from 1% per month

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Processing fee

—

— Not disclosed

Service fee

—

— Not disclosed

Late-payment fee

Page notes late fees/interest apply on missed EMIs but no specific amounts given

— Not disclosed

Prepayment / foreclosure

—

— Not disclosed

KFS

Key Facts Statement mentioned as required before disbursal

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Eligibility & KYC

Indian resident, age 21–60; PAN, Aadhaar, selfie; income proof may be needed for higher amounts

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Disbursal route

Direct bank transfer, disbursal described as "in as little as 5 minutes"

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Repayment route

"Customizable repayment schedules" via the app

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Grievance contact

Munazza Sayyad (Grievance Redressal Officer); Vaishali Malviya (Nodal Officer) · 080-4474 5954 (GRO) / 080-4474 5953 (Nodal Officer) · grievanceofficer@sicrevacapital.com

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VerifiedSi Creva Capital Services Private LimitedKFS: availableLast checked: 2026-08-21View source →

Editorial assessment

Kissht is a digital lending app (LSP); loans are issued by Si Creva Capital Services Private Limited. Its official site publishes most of the core loan terms — compare the figures below against other lenders before applying. A grievance escalation contact is published on its official site.

By RupeeRahi Editorial · reviewed 21 Aug 2026 · our methodology

Contact & registered office

Customer care022-6282 0570 / 022-4891 4921

Registered office10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla West, Mumbai, Maharashtra 400070

Grievance & complaints

Grievance Redressal Officer: Munazza Sayyad (Grievance Redressal Officer); Vaishali Malviya (Nodal Officer)

080-4474 5954 (GRO) / 080-4474 5953 (Nodal Officer) · grievanceofficer@sicrevacapital.com · 10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla West, Mumbai, Maharashtra 400070

Not resolved in 30 days? RBI Ombudsman route →

Alternatives to compare

Airtel Finance

Marketplace — loans via named partner NBFCs: Bajaj Finance Limited, DMI Finance Private Limited, Poonawalla Fincorp Limited, L&T Finance Limited, Kisetsu Saison Finance (India) Private Limited (t/a Credit Saison India), Moneyview Pvt Ltd, EarlySalary Services Private Limited (t/a Fibe), and Airtel Money Limited

Personal Loan (Flexi Credit): marketed 'up to ₹1000000 Instant Loan' (site also references up to ₹9-10 lakh range) · 'Interest @ 12.75% p.a.' shown as a starting/from rate; actual rate varies by matched partner lender

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