Ujjivan Small Finance Bank — review & key facts
Bank
✓ Regulated entity identified
Fact sheetevery field shows its verification state — no silent blanks
Public name
Ujjivan Small Finance Bank
✓ Verified
Legal lender
Ujjivan Small Finance Bank Limited
✓ Verified
App ↔ entity relationship
Ujjivan Small Finance Bank Limited is the regulated bank itself — no separate lending-service-provider relationship.
∅ Not applicable
RBI evidence
Page states bank is 'registered with DICGC'; CIN L65110KA2016PLC142162 shown; explicit 'licensed by RBI' wording not found.
— Not disclosed
Loan amount
Not applicable — the bank's loan pages do not list a standalone unsecured personal loan product; only secured/purpose-specific loans are offered (Two Wheeler, Gold, Home, Vehicle, Agricultural, Individual/Micro loans).
∅ Not applicable
Tenure
Not applicable — see amount field note.
∅ Not applicable
Interest & APR
Not applicable — see amount field note.
∅ Not applicable
Processing fee
Not applicable — see amount field note.
∅ Not applicable
Service fee
—
∅ Not applicable
Late-payment fee
Not applicable — see amount field note.
∅ Not applicable
Prepayment / foreclosure
Not applicable — see amount field note.
∅ Not applicable
KFS
—
— Not disclosed
Eligibility & KYC
Not applicable — see amount field note.
∅ Not applicable
Disbursal route
Not applicable — see amount field note.
∅ Not applicable
Repayment route
Not applicable — see amount field note.
∅ Not applicable
Grievance contact
Bank describes a complaint process (form, Complaint Handling Flowchart, RBI Banking Ombudsman escalation) and a toll-free line, but no individually named Nodal/Grievance Redressal Officer was found; dedicated grievance URL 404'd.
— Not disclosed
Editorial assessment
Ujjivan Small Finance Bank is a bank lending in its own name. Its official site publishes most of the core loan terms — compare the figures below against other lenders before applying. No individually named grievance contact was found on its official site at last check.
Contact & registered office
Customer care1800 208 2121
Grievance & complaints
Bank describes a complaint process (form, Complaint Handling Flowchart, RBI Banking Ombudsman escalation) and a toll-free line, but no individually named Nodal/Grievance Redressal Officer was found; dedicated grievance URL 404'd.
Not resolved in 30 days? RBI Ombudsman route →Alternatives to compare
Bandhan Bank
Bandhan Bank Limited
₹50,000 – ₹25,00,000 · Flexible repayment tenure – up to 60 months · Rates & Charges page (July 2026) states floating rates '8.55% – 13.52%'. The personal-loan landing page separately advertises 'from 9.50% p.a.' (up to 3 years) and '8.86% p.a.' (more than 3 years), effective 01 Aug 2026. Both figures reported as-is; not reconciled.
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