Shriram Finance — review & key facts
Non-banking financial company (NBFC) · loans issued by Shriram Finance Limited
✓ Regulated entity identified
Fact sheetevery field shows its verification state — no silent blanks
Public name
Shriram Finance
✓ Verified
Legal lender
Shriram Finance Limited
✓ Verified
App ↔ entity relationship
Shriram Finance Limited is the RBI-registered NBFC lending in its own name — no separate lending-service-provider relationship stated.
∅ Not applicable
RBI evidence
No explicit "registered with RBI" statement or RBI registration number found on the pages fetched. CIN "L65191TN1979PLC007874" is stated on the grievance page. The grievance page directs unresolved complaints to the RBI CMS Portal (cms.rbi.org.in), implying RBI regulatory oversight.
— Not disclosed
Loan amount
Up to ₹10,00,000
✓ Verified
Tenure
12 to 60 months
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Interest & APR
Starting at 11%* p.a.
✓ Verified
Processing fee
Up to 5%*
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Service fee
—
∅ Not applicable
Late-payment fee
—
— Not disclosed
Prepayment / foreclosure
Up to 4%*; foreclosure not allowed within 12 months from the date of the first EMI; an additional 2% applies if the loan is transferred to another financial institution.
✓ Verified
KFS
—
— Not disclosed
Eligibility & KYC
Indian resident, aged 21–60 years at loan closure, salaried or self-employed (conditions apply). Documents: Aadhaar/passport, address proof, income proof (3 months), bank statements (6 months), photographs, and cancelled cheque for eNACH.
✓ Verified
Disbursal route
Once documentation and eligibility are verified, approvals can take as little as a few hours; loan amount credited to bank account.
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Repayment route
Typically through bank transfers, cheques, online payments, or auto-debit from bank account.
✓ Verified
Grievance contact
Ms. Uma Maheswari VR · 044-2464 2733 · grievance@shriramfinance.in
✓ Verified
Editorial assessment
Shriram Finance is a NBFC lending in its own name. Its official site publishes most of the core loan terms — compare the figures below against other lenders before applying. A grievance escalation contact is published on its official site.
Contact & registered office
Customer care1800 103 9700 / 1800 103 4300 (loans)
Emailgrievance@shriramfinance.in
Registered officeShriram Finance Limited, 14A, Sri Towers, South Phase, Industrial Estate, Guindy, Chennai – 600 032, Tamil Nadu
Grievance & complaints
Grievance Redressal Officer: Ms. Uma Maheswari VR
Not resolved in 30 days? RBI Ombudsman route →Alternatives to compare
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Aditya Birla Finance Limited
Minimum personal loan amount is about Rs 50,000, while the maximum is up to ₹50 lakhs. · Tenure 1 to 7 Years (per EMI calculator tool) · Indicative range of Rate of Interest: 10% p.a. to 28% p.a.; also stated: Personal Loan Starting at 10.99%* p.a.
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DMI Finance Private Limited
Personal Loan up to ₹10,00,000 · 11.99% onwards
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