L&T Finance — review & key facts
Non-banking financial company (NBFC) · loans issued by L&T Finance Limited
✓ Regulated entity identified
Fact sheetevery field shows its verification state — no silent blanks
Public name
L&T Finance
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Legal lender
L&T Finance Limited
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App ↔ entity relationship
Neither catalog domain key resolves as the live site: ltfs.com 301-redirects to ltfinance.com, which is where all content below was fetched. Recommend catalog be updated to include ltfinance.com as the live official domain.
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RBI evidence
Product page describes L&T Finance Limited as an 'RBI-Registered NBFC'. CIN L67120MH2008PLC181833 disclosed on grievance page.
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Loan amount
Up to ₹30 Lakh
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Tenure
12 to 72 months
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Interest & APR
Starting from 10.50% p.a.
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Processing fee
Up to 4% of loan amount + applicable taxes
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Service fee
—
∅ Not applicable
Late-payment fee
Up to 2% per month on overdue EMI + applicable taxes
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Prepayment / foreclosure
Up to 5% of principal outstanding + applicable taxes, for both part-prepayment and foreclosure
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KFS
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— Not disclosed
Eligibility & KYC
Indian residents aged 21–58. Documents: identity proof, address proof, income proof (3 months salary slips or ITR).
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Disbursal route
Fast disbursal directly into the borrower's bank account.
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Repayment route
EMIs via e-mandate, or paid online/via app/branch.
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Grievance contact
Vinod Varadan (Grievance Redressal Officer, Level 2); Amit Dimri (Principal Nodal Officer, Level 3) · 1800-1020-476 (GRO); 1800-1038-712 (PNO)
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Editorial assessment
L&T Finance is a NBFC lending in its own name. Its official site publishes most of the core loan terms — compare the figures below against other lenders before applying. A grievance escalation contact is published on its official site.
Contact & registered office
Customer care1800-268-0000
Registered officeL&T Finance Limited, 7th Floor, Brindavan Building, Plot No 177, C.S.T Road, Kalina, Santacruz (East), Mumbai - 400 098
Grievance & complaints
Grievance Redressal Officer: Vinod Varadan (Grievance Redressal Officer, Level 2); Amit Dimri (Principal Nodal Officer, Level 3)
Not resolved in 30 days? RBI Ombudsman route →Alternatives to compare
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Aditya Birla Finance Limited
Minimum personal loan amount is about Rs 50,000, while the maximum is up to ₹50 lakhs. · Tenure 1 to 7 Years (per EMI calculator tool) · Indicative range of Rate of Interest: 10% p.a. to 28% p.a.; also stated: Personal Loan Starting at 10.99%* p.a.
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Personal Loan up to ₹10,00,000 · 11.99% onwards
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