IndusInd Bank — review & key facts
Bank
— Not disclosed
Fact sheetevery field shows its verification state — no silent blanks
Public name
IndusInd Bank
✓ Verified
Legal lender
IndusInd Bank Limited
— Not disclosed
App ↔ entity relationship
IndusInd Bank is the regulated bank itself — no separate lending-service-provider relationship.
∅ Not applicable
RBI evidence
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— Not disclosed
Loan amount
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— Not disclosed
Tenure
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— Not disclosed
Interest & APR
"Personal Loan Interest Rates Starting @10.49 p.a."
✓ Verified
Processing fee
Up to 3% of the loan amount, non-refundable, deducted at disbursal; promotional banner separately advertises 2% for a limited period
✓ Verified
Service fee
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∅ Not applicable
Late-payment fee
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— Not disclosed
Prepayment / foreclosure
Page states prepayment/foreclosure charges are applicable but does not quantify a percentage or amount.
✓ Verified
KFS
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— Not disclosed
Eligibility & KYC
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— Not disclosed
Disbursal route
Described as "entirely online and paperless" in four steps (collateral-free)
✓ Verified
Repayment route
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— Not disclosed
Grievance contact
Grievance-redressal page links to a complaint form and 'Log a complaint' flow; a customer-care number is published, but no individual nodal-officer name could be confirmed from page content actually retrieved.
— Not disclosed
Editorial assessment
IndusInd Bank is a bank lending in its own name. Its official site publishes only some of the core loan terms; the rest are marked not disclosed below and should be confirmed in the lender's Key Facts Statement before you apply. No individually named grievance contact was found on its official site at last check.
Contact & registered office
Customer care1860-267-7777
Grievance & complaints
Grievance-redressal page links to a complaint form and 'Log a complaint' flow; a customer-care number is published, but no individual nodal-officer name could be confirmed from page content actually retrieved.
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₹50,000 – ₹25,00,000 · Flexible repayment tenure – up to 60 months · Rates & Charges page (July 2026) states floating rates '8.55% – 13.52%'. The personal-loan landing page separately advertises 'from 9.50% p.a.' (up to 3 years) and '8.86% p.a.' (more than 3 years), effective 01 Aug 2026. Both figures reported as-is; not reconciled.
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